Privacy Policy

This Privacy Policy is issued by Prosperity Group Limited (“Prosperity Group”) trading as Prosperity 24.7, registered in Jersey with registration number 93391.

Prosperity Group is committed to protecting and respecting your privacy at all times. Therefore, we respect and protect your right to privacy and will process your personal data in accordance with the provisions of the European General Data Protection Regulation (“GDPR”) and other applicable privacy laws.

The GDPR and any other applicable privacy laws apply to this Privacy Notice and anything not specifically mentioned in this notice shall be governed by the GDPR and any other applicable privacy laws.

‘GDPR’ means the General Data Protection Regulation (EU) 2016/679 of the European Parliament and of the Council and incorporates Jersey and Guernsey variations (Data Protection Legislation 2018).

This Privacy Notice explains how we may use, process and store your personal data.

What is personal data?

Personal data is information that can identify a living individual from the information we hold. This includes their name, address and contact details and may include individual’s IP addresses and online identifiers. This is data which identifies an individual, even without a name associated with it, where it is processed to learn or record something about that individual. Data may ‘relate to’ an individual in several different ways, such as

  • Information processed or held in electronic form – on a computer;
  • Information processed in a non-automated manner – paper records held in a filing system; and
  • Information that forms part of any accessible record – certain health records, educational records etc. However these types of data are only held in relation to people applying for a role or employed by Prosperity Group.

What kind of personal data do we collect?

We collect the following types of personal data:

  • primarily names and contact information;
  • for colleagues we hold personal identification documentation and related information such as passport numbers, national ID Card, driver’s licence and employee identification numbers;
  • for business contacts we hold general demographic information (employment and employer details, professional skills, title and area of responsibility, etc.) as well as contact details for you within your organisation who is ultimately our client / customer or partner;
  • for business clients we hold financial and payment data such as bank account numbers, bank statements and transaction information;
  • for business contacts and business clients we hold information related to the provision of the services performed under our ‘Terms of Business’ or relating to a specific Harvest proposal as per the services provided by us to you.

The list above is not exhaustive and Prosperity Group may also collect and process personal data to extent this is useful or necessary for the provision of our services.

What is sensitive data?

Under Data Protection law some data may be considered ‘sensitive’ – this could be race or ethnic origin, political opinion, religion, a membership of a trade union, health, genetic/biometric data or criminal activity. It is not our intention to hold any sensitive data in relation to our business contacts or clients.

How does Prosperity Group collect personal data?

Prosperity Group obtains and processes personal data in different ways.

Personal data provided to Prosperity Group directly:

We will collect personal data directly from all contacts and clients including prospective contacts and clients, as well as partners for the purposes of entering into a contract or service agreement and/or to meet certain legal requirements.

  • Personal data obtained from third parties:
    • We may collect and process personal data from publicly accessible sources such as public records, social networks, compliance tools or commercial registers.
    • We may also receive personal data from third parties or partners as part of the service we provide to you or in connection with legal requirements that are applicable to us.

How does Prosperity Group use personal data?

The majority of the personal data processed by Prosperity Group is necessary for the performance of a contract or service to which the data subject is a party or to comply with the request of the data subject prior to entering into a contract.

Prosperity Group also processes personal data in order to comply with our current legal and future regulatory obligations.

We may furthermore process personal data for the purposes of the legitimate business interests pursued by Prosperity Group. Such legitimate interests include general research and development, including operational or statistical research or as a basis to analyse our current security measures, or to develop and improve our services or to strengthen our relationship with you.

We may provide you with communications or information regarding our service offering which we think will be interesting for you. When we process your personal data for our legitimate business interests, we will consider any potential impact on you and your rights under the relevant data protection and any other relevant law. Whenever we process personal data for these purposes you have the right to object or opt out to this way of processing.

Who does Prosperity Group provide personal data to?

Prosperity Group may disclose or transfer personal data collected by Prosperity Group to our group companies in the future, insofar as reasonably necessary for the purposes of our service offering or for bona fide business purposes as well as on the legal basis as set out in this Privacy Notice.

Except as described in this paragraph, Prosperity Group will not disclose, transfer or sell your personal data to any third party unless you have consented to this.

The following is a list of potential recipients of data (in each case including respective employees, directors and officers):

  • Other future members of the Prosperity Group;
  • Other providers of services (legal, finance, technology partners or otherwise, including any cloud services provider or technology partner providing services in relation to any service on which the Prosperity Group is instructed) where disclosure to that provider of services is considered necessary to fulfil the purposes set out above;
  • Any sub-contractors, agents or service providers of the Prosperity Group;
  • Courts or tribunals;
  • Third parties with whom the Prosperity Group engages for the hosting of events or other marketing initiatives;
  • Law enforcement agencies where considered necessary for the Prosperity Group to fulfil legal obligations applicable to it;
  • Regulators or other governmental or supervisory bodies with a legal right to the material or a legitimate interest in any material;
  • Any registrar of a public register where the data is to be included in a public registry;
  • Potential parties with whom Prosperity Group intends to merge or sell or acquire and integrate to form part of the Prosperity Group; and
  • Where Prosperity Group is entering into an engagement with a third party pursuant to which data may be processed by that third party, we will seek to enter into an agreement with that third party setting out the respective obligations of each party and will seek to be reasonably satisfied that the third party has measures in place to protect data against unauthorised or accidental use, access, disclosure, damage, loss or destruction.

Prosperity Group may disclose or transfer personal data to subcontractors for the purpose of the proper performance of the services we provide to you, our clients.

We may, for example, disclose or transfer such personal data to third party service providers who provide administrative, computer, payment, data processing, screening debt collecting or other services. We enter into data processing agreements with such subcontractors to ensure that they process your data, on our behalf, with the same level of security and confidentiality as applied by Prosperity Group. Prosperity Group may furthermore disclose or transfer personal data when we received your consent to do so.

In addition, Prosperity Group may disclose or transfer personal data to protect our rights or those of our clients and/or to prevent fraud. Prosperity Group can also be obliged to disclose or transfer personal data to competent authorities in order to comply with our legal and/or regulatory obligations

International transfers and data storage

Prosperity Group may disclose or transfer personal data to other companies of the future Prosperity Group located in countries that are outside the European Economic Area (“EEA”) in connection with the above purposes or to transact within a post Brexit Economic Area.
The personal data Prosperity Group processes is stored by Prosperity Group primarily on the servers of cloud-based services Prosperity Group subscribes to, and/or utilise.

Record Retention

Prosperity Group will process and store the relevant personal data for the duration of our services or for the duration of the business relationship.

Prosperity Group may also continue to store the data for as long as it is necessary or required in order to fulfil legal, regulatory, contractual or statutory obligations and, or for the establishment, exercise or defence of legal claims, and in general where it has a legitimate interest for doing so.

Your rights

You have the following rights:

  • Access to your information
    • You have the right to access the personal information that Prosperity Group holds about you at any time.
  • Data portability
    • You may ask Prosperity Group to provide you with a copy of the personal information that Prosperity Group holds about you.
  • Correction of your personal information
    • You have the right to ask Prosperity Group to update and correct any out-of-date or incorrect personal information that we hold about you.
  • Deletion of your personal information (the right to be forgotten)
    • You have the right to ask Prosperity Group to delete your personal information, to the extent that Prosperity Group has no legal and/or regulatory obligations to keep such personal information.
  • Restriction of processing of your personal information
    • You have the right to ask Prosperity Group to restrict the processing of your personal information in case:
      • You have successfully contested the accuracy of the personal information held by Prosperity Group;
      • Prosperity Group no longer needs the personal data for the purposes of the processing, but you require them for legal reasons; and
      • You objected to processing and Prosperity Group is investigating whether there are legitimate grounds to override your written objection.

Automatic decision making

Prosperity Group may on occasion process data or make decisions by purely automatic means leveraging Artificial Intelligence and/or Robotic Process Automation, if we do, you have the right to object.

Your right to object to the processing of your personal data

You have the right to object at any time to the processing of your personal data for any direct marketing (and/or related profiling) by Prosperity Group.

If you wish to exercise the above right, you can contact Prosperity Group or you have the right to make a complaint to the Jersey Information Commissioner with respect to the way Prosperity Group is processing your personal data or the way Prosperity Group is handling your rights.

Navigations and Cookies

We may collect information about your computer, including your IP address, operating system and browser type, for system administration and in order to create reports. This is statistical data about our users’ browsing actions and patterns to improve user experience and does not identify any individual but may, on occasion identify your employing organisation.

The only cookies in use on our site are for Analytical processing either in partnership with Microsoft, Click Dimensions, WordPress or Google Analytics, this helps us to understand how visitors engage with our website and to ensure that we can respond to enquiries in a timely fashion.

Like many services, Analytical tools use first-party cookies to track visitor interactions as in our case, where they are used to collect information about how visitors use our site. We then use the information to compile reports and to help us improve our site and ultimately your experience of our online services.

Cookies contain information that is transferred to your computer’s hard drive. These cookies are used to store information, such as the time that the current visit occurred, whether the visitor has been to the site before and what site referred the visitor to the web page.
Our Analytical tools collect information anonymously.

How we protect personal data

Prosperity Group is committed to ensuring the security of your personal data.

Prosperity Group takes appropriate commercially reasonable technical, physical and organisational measures to prevent unauthorised or unlawful processing of your personal data or accidental loss or destruction of your personal data.

Prosperity Group will ensure a level of security suitable to the identified risks and pursuant to applicable Data Protection Laws and, where the Processing concerns personal data of EU residents, shall take measures required pursuant to Article 32 GDPR.

Where relevant, the Cloud Services Prosperity Group utilise adhere to ISO27001 and PCIDSS compliance. Our key partner, Microsoft, frequently update and transparently publish their compliance standards, which we benefit from here – https://www.microsoft.com/en-us/trustcenter/compliance/complianceofferings

Employees of Prosperity Group are trained from induction onwards to handle personal data securely and with utmost respect and they will treat your personal data as strictly confidential.

Staff members shall be authorised to access personal data only to the extent necessary to serve the applicable legitimate purposes for which the data is held and processed for by Prosperity Group.

Changes to this notice

Prosperity Group may update this Privacy Notice from time to time. We advise you to periodically review this Privacy Notice to be informed of how Prosperity Group is protecting your privacy.

Useful Contact information – Prosperity Group/Data Protection Officer
If you have any questions, concerns or complaints with respect to this Privacy Notice, the way Prosperity Group is handling your privacy please contact our Data Protection Officer:

Jane.Egre@prosperity247.com

Please note that Prosperity Group is not always required to provide details of all data held.

Consent

We have a professional relationship with our clients, by entering into a service contract or by accepting our terms of business, you will have explicitly provided us permission to process your personal data specifically for the purposes identified of servicing a contract or delivering a service or exploring employment with us.

You may withdraw consent at any time by contacting the Data Protection Officer as detailed above.